What is the best kept secret of 2021? Seasoned investors and business experts have went on record saying real estate notes are the best kept secret in the real estate industry. And more and more investors are realizing that notes are absolutely vital in taking advantage of all of the different opportunities available in our new real estate market. Here’s why …
SUPPLY AND DEMAND
As banks continue tightening their lending policies fewer people qualify for traditional mortgages. To sell their properties more people, owner-occupants and investors, are offering owner-financing. In addition to a larger pool of buyers and a quick closing, seller-financing often commands a higher sale price than normal for the seller.
Sellers forced to carry-back mortgages would prefer to have the cash in hand. So once their note is seasoned, i.e., the borrower has made six to twelve months of on-time payments, you, the investor, can help the note holder convert the note and mortgage to cash. And most note sellers realize the time value of money and fully expect to sell their note at a discount, which makes it easier to negotiate nice profit spreads than when dealing with the real property.
2021 IS BEST TIME FOR NOTES
Whether you are looking for occasional or part time income or whether you are looking to build a full-time business, buying and selling other people’s seller-financed notes can be very lucrative in today’s market. Because of the abundance of seller-financed notes there is an absolutely awesome opportunity in the secondary market for those who want to cash in on the fantastic opportunities in real estate without dealing with the Three T’s of owning the property, the headaches of:
That’s why real estate notes can be a great win-win-win scenario. The borrower wins with a loan they desire, and the private money lender and the investor wins because they can create an opportunity to earn an above average return.
LIKE OWNING PROPERTY ONLY BETTER
Unlike the hassles or stigma typically associated with flipping property real estate Notes can also be flipped faster and easier. And simultaneous closes are not an issue when you flip real estate notes.
Many times, more money can be made by buying and selling other people’s notes than by dealing with the property itself—and many people aren’t even aware of the opportunity!
LIKE BUYING PROPERTY… ONLY EASIER
As with buying property there are many ways to market for prospective note sellers, ie, purchasing a list of note holders and sending out letters or post cards. Typical direct mail campaigns to buy real estate notes average a six percent response rate and a one percent close rate. While those percentages may appear low the actual profits paint a different picture:
for every one hundred letters sent out you can close one deal.
Note holders are not directly marketed to by nearly as you might think. To increase your chances of doing of making a great deal on a real estate note, repeat your marketing message to the same people 2-4 times.
The huge advantage real estate notes have over buying property is the paper, the numbers and terms of the note and mortgage, can be reviewed right from your home office (or your favorite coffee shop). This saves you the hassle of inspecting each and every property before you put an offer and close. And of course real estate notes are not going to be vandalized, stripped of copper, needing lawns mowed, or pay property taxes and insurance.
There has never been a better time to for real estate notes. Except for all cash deals, notes are a fundamental part of every real estate transaction. Once you know how you’ll be amazed at the tremendous profits that can be made with notes, not to mention how many more deals you’ll be able to close by using notes into your investment strategies even without your own cash or credit. Real estate notes are a perfect strategy for cashing in on the fantastic opportunities available in today’s unique real estate market!
Scott FladHammer, Fort Wayne REIA™ president
SHORT SALES ARE DEAD BUY THE NOTE INSTEAD
Now that short sales are so cumbersome, we are realizing buying the real estate note is so much quicker and easier. But a little known secret is buying the defaulted note from the bank is very often even more lucrative than buying the property. One strategy is to use the defaulted note as a backdoor to acquiring the property at a steep discount. Simply coordinate your deal so that you can buy the note from the bank and, at the same time, legally and ethically get the deed from the homeowner without any risk or hassle. Once you have the deed, you can do whatever you want with the property—sell it, rent it, or even move into it yourself.
Dealing with the paper instead of the property you can enjoy the fantastic profits that can be made by purchasing the note from the bank and restructuring the note with the homeowner. Buying the note and using a forbearance agreement is the only legal way to keep a distressed homeowner in the property. Savvy investors use this as a ministry to help homeowners who are in default on their bank mortgage. On the other hand, instead of a long term forbearance, you may want to simply settle with the homeowner.
PENNIES ON THE DOLLAR
whether you buy them direct from the bank or as a one-off from a pool of notes that an investor may be selling, often times, you can purchase second mortgages for pennies on the dollar.
IN 2021 REAL ESTATE NOTES OFFER BIGGER PROFITS
Learn how you can obtain very high income using little or none of your own cash. This is a virtually unknown business, Discover why many real estate investors are now dealing in mortgage notes instead of property. You’ll learn why discounted notes are much safer, easier and just as (or more) profitable as real estate, with much less hassle and less risk.
You do not need money to get started in this exciting business and can make your own hours, be your own boss and work comfortably from your own home. Many people are making substantial incomes by finding these notes and cash flows and then selling, flipping, trading or keeping them.
Notes do offer the potential for a good rate of return on investment, but investors going into the note-buying business must go in with their eyes wide open, because not all note deals are winners. Just like buying property. The best protection is to learn from the best instructors available. See how you can do just that…
RARE OPPORTUNITY TO LEARN FROM THE BEST
This is a rare opportunity to spend time with one of the most knowledgeable, gifted instructors in the real estate industry, Donna Bauer. Donna is well known for her unique ability to present amazing strategies in a simple, easy-to-follow manner.
Get started immediately working part time and make big money in this lucrative and simple business for those individuals desiring to earn substantial income and cash flow working either full or part time.
IN THIS INTERVIEW YOU’LL LEARN:
- How to find notes for maximum profit and minimum risk
- What are discounted notes, mortgages and cash flows
- Understand how to create, buy, sell, modify & notes
- No money down strategies for simultaneous closes
- How to build substantial wealth for retirement
- How to reduce risk while increasing return
- How to have fun while you earn, and
- How to get very high cash flows
Big Profits Buying Real Estate Notes
Beginner to Advanced
FEATURING DONNA BAUER
Donna Bauer, nationally known as The NoteBuyer®, is one of the country’s most recognized authorities on Discounted Notes, Seller Financing, and Defaulted Notes. For over two decades, she has shared her exclusive wealth-building strategies and helped thousands of individuals to create, build, and maintain financial freedom.
Donna’s extensive real estate background enables her to bring a wealth of knowledge to her students and uniquely qualifies her to integrate her exclusive creative note buying strategies into all areas of real estate investing. Her experience includes the management of single-family homes, an office park, downtown high rise, and 400 – 500 unit apartment complexes. In addition to her own extensive investment career involving both residential and commercial notes and properties, she has facilitated thousands of transactions as a real estate paralegal, as the owner of a title company, and as a personal mentor to investors across the country.
Donna will be quick to tell you that in her life time, she has never seen so many amazing opportunities with notes. With deals galore in the market place and bank financing hard to come by, seller financed notes have once again become the rage. This creates an awesome opportunity in the secondary market to make huge profits without all of the hassles of the proverbial “tenants, trash and toilets,” not to mention without using your own cash or credit. There’s no doubt, buying and selling other people’s seller-financed notes is the quickest, easiest, safest way to CASH IN on today’s fantastic real estate market!
If you want to build a portfolio of properties without ever going to the bank, then Donna’s exclusive creative financing strategies will open all kinds of doors for you, with or without your own cash or credit. Don’t miss this opportunity to take advantage of her power-packed home study courses so you can start fulfilling your personal financial goals today!
See Donna’s advanced LIVE Main Event™ presentation where she explains advanced strategies to profit buying real estate notes in Indiana and around the country here
Want to grow your portfolio? Here’s the tool we use to manage income property professionally. Check it out and get our Landlord Survival Forms Free
Big Profits Buying Real Estate Notes for Passive Income when you log in here
Membership Has Its Advantages
Connect with a caring, local community, get area-specific training courses and meet the top real estate talent in Fort Wayne... all in one place. See even more advantages »